Decide whether a big purchase is worth it

Pressure-test a big purchase before you spend.

You'll attach

Text only

Works with

ChatGPTClaudeGeminiGrokCopilotGrok Bot

How to use it

1. Open chatgpt.com or claude.ai (or another AI listed here).
2. Fill in the highlighted blanks ([ITEM], [PRICE], [AMOUNT]…) below, or edit them after pasting.
3. Copy the prompt, paste it into the chat and send.

I'm thinking about buying [ITEM] for about [PRICE]. My monthly take-home is roughly [AMOUNT] and I have [SAVINGS] saved.

Why I want it: [REASONS].
Alternatives I've considered: [LIST OR "NONE YET"].

1. Ask me up to three sharp questions first, then wait for my answers.
2. Then work out the cost per use over a realistic lifespan, the opportunity cost, and how long it would take to save for it.
3. Suggest cheaper ways to get most of the benefit (used, rent, borrow, wait for a sale).
4. Give me a clear recommendation: buy now, wait, or skip, with your reasoning.